Every plan on the platform is checked against a single rule: its normalised effective monthly return cannot exceed a fixed ceiling. It is not a setting an administrator can raise from a dashboard — changing it requires a code change and a redeploy.
Why bother?
Because the math has to be sustainable. A plan that promises more than an operator can realistically earn is a plan that eventually stops paying. The ceiling keeps every plan inside the realm of the achievable.
What it means for you
Slower, steadier targets — and a platform built to still be paying them next year.