Fixed Income

What this mandate invests in

The Fixed Income mandate is the ballast of the platform. It holds short- and medium-dated government bonds, investment-grade corporate debt, and cash-equivalent instruments such as money-market funds and fully-reserved stablecoin deposits earning a transparent yield. Credit quality is kept high and the average time to maturity is kept short so the book is resilient to rate moves.

How it is managed

The mandate is run to preserve capital first and generate a steady, predictable yield second. Holdings are laddered across maturities so that a portion matures regularly and can be reinvested at prevailing rates. Issuer and sector limits cap concentration, and only instruments above a defined credit rating are eligible. Coupon and interest income is swept into the platform and paid out on your plan's schedule, with every transaction recorded on the ledger you can view and export.

Risk profile

Lower. This is the most conservative mandate we offer, but it is not risk-free: bond prices fall when interest rates rise, an issuer can default, and inflation can erode real returns. Keeping maturities short and credit quality high is how the mandate limits these effects.

What you get

A stable foundation to hold alongside higher-growth mandates, with a disclosed rate, a defined term and capital returned as your plan specifies. Returns are capped at the platform's sustainable monthly ceiling, and every payout is traceable to a single ledger entry.