Retirement

What this mandate invests in

The Retirement mandate is a long-horizon blend of the other three: a fixed-income core for stability, a real-estate sleeve for inflation-aware income, and a smaller, disciplined digital-asset allocation for growth. The exact mix is set by a glide path — more growth exposure when the target horizon is far away, gradually shifting toward income and capital preservation as it approaches.

How it is managed

Everything compounds by default. Distributions from each underlying mandate are reinvested unless you choose otherwise, so returns build on returns over the life of the plan. The blend is rebalanced on a fixed schedule to keep it on its glide path, and the same code-level return ceiling and position limits that govern every mandate apply here. Your dashboard shows the combined balance and every underlying movement.

Risk profile

Medium overall, and designed to fall over time. In the early years the digital-asset sleeve makes the plan more volatile; as the allocation shifts toward bonds and property, expected swings narrow. It is built for capital you will not need for several years, and all investing carries the risk of loss.

What you get

A single, self-rebalancing plan for long-term wealth building, with compounding handled for you, a disclosed rate and term, and full visibility of what you hold. Capital is returned at the end of the term unless you reinvest into a new plan.