Savings

What this mandate invests in

The Savings mandate is the most conservative option on the platform. It holds only the shortest, safest instruments: overnight and near-term government paper, top-rated money-market funds, and fully-reserved dollar stablecoin deposits placed with vetted counterparties at a transparent rate. There is no equity, no property and no long-dated debt.

How it is managed

The single objective is to keep your capital stable while paying a fair, clearly-stated yield that moves with prevailing short-term rates. Balances are spread across multiple counterparties to avoid concentration, and maturities are kept within days so funds can be recalled quickly. Interest accrues and is credited on a short cycle, and — unlike the fixed-term plans — this mandate is built for flexibility, so you can add or withdraw with minimal notice, subject to the platform's standard review. Every movement is recorded on your ledger.

Risk profile

Lowest on the platform, but not zero. Yields will fall if short-term interest rates fall, a counterparty could in principle fail, and returns may not keep pace with inflation over long periods. It is intended for your cash reserve and near-term needs, not long-horizon growth.

What you get

A transparent home for the cash you want kept safe and accessible, earning a disclosed yield instead of sitting idle. You see the current rate at all times, track every interest credit in your dashboard, and keep the flexibility to move funds when you need them.